Privacy Policy

Effective Date: April 9, 2026

1. Introduction

We respect your privacy. This Privacy Policy explains how Savings Challenge handles your information. We built this app with a local-first philosophy — your data stays on your device.

2. Data We Collect

Local Data Only

All challenge data, progress, preferences, and settings are stored locally on your device. We do not operate servers and have no access to this data.

Purchase Data

In-app purchases are processed by RevenueCat. They receive an anonymous app user ID and Apple purchase receipts to manage your subscription status. You can review their privacy policy at revenuecat.com/privacy.

What We Do NOT Collect

We do not collect analytics, usage data, location data, contacts, photos, or any personal information.

3. Advertising

We do not serve ads. We do not share any data with advertising networks.

4. Third-Party Services

The only third-party services integrated with Savings Challenge are:

• RevenueCat — for in-app purchase and subscription management
• Apple App Store — for app distribution and payment processing

5. Data Sharing

We do not sell, share, or transfer your personal data to any third parties.

6. Data Retention

Your data is stored locally on your device. Deleting the app deletes your data. RevenueCat retains purchase records in accordance with their own privacy policy.

7. Children's Privacy

Savings Challenge is not directed at children under the age of 13. We do not knowingly collect any data from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, the effective date at the top of this page will change.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@savingschallenge.app.